Money is borrowed from a financial institution to cater to your legate personal needs such as marriage, financing education or you can use it the way you want. It is very easy to have a how to get a personal loan with minimum documents. Personal loans come with few restrictions on how to use that money.
Rate of Interest
Financeseva is the best stop to get your personal loan at a very low rate of interest which is 10.50% annually. No collateral is required, as you get it with basic some documents.
How to get a personal loan
Getting a personal loan is easy if you have your documents and have a good credit track record. You can apply for a loan online at our website Financeseva or raise a query at our website, our executives will contact you.
Repayment of your personal loan
You can repay your personal loan according to your comfort. Repayment can be set according to the loan amount on a basis of monthly installments or EMI’s.
Eligibility for a personal loan
-You need to be a residing citizen of India.
-Age should be above 21 years and below 67 years.
-You must be salaried or self-employed.
- Your credit score must be 750 and above.
Documents required for a personal loan
- An application form is needed whether you are salaried, or self-employed.
-Identification proof (Aadhar card, voter id, driving license, passport).
- valid address proof with permanent address should be at least a year old.
- income proof with valid statement from last three months.
How much personal loan you can get
Depending upon an individual's eligibility, one can get a loan up to 30 times their monthly income.